Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions ("Terms") govern your use of the kkjhkiurt.com website and services provided by Kkjhkiurt Inc. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of our services immediately.
1. Definitions
"Company" refers to Kkjhkiurt Inc., a federally incorporated company registered in Ontario, Canada. "Services" refers to the financial literacy consulting, investment guidance, and educational resources provided through our website. "User" refers to any individual who accesses or uses the kkjhkiurt.com website. "Content" refers to all text, images, data, and materials published on the website.
2. Use of Services
Our website is intended for individuals who are at least 18 years of age and reside in Canada. The information provided on this website is for general educational and informational purposes only. It does not constitute personalized financial advice, investment recommendations, or an offer to buy or sell any financial instruments. Users should consult qualified financial professionals before making any investment decisions.
3. User Responsibilities
When using our services, you agree to provide accurate and complete information when submitting forms or communications; use our website only for lawful purposes and in compliance with these Terms; not attempt to gain unauthorized access to any portion of the website or its systems; not engage in any activity that could damage, disable, or impair the website's functionality; and respect the intellectual property rights of Kkjhkiurt Inc. and third parties.
4. Intellectual Property
All content on kkjhkiurt.com, including text, graphics, logos, images, and software, is the property of Kkjhkiurt Inc. or its licensors and is protected under Canadian and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works based on our content without express written permission.
5. Financial Disclaimer
Kkjhkiurt Inc. is registered with the Ontario Securities Commission (Registration No. FTRK-2019-4812). The content on this website is provided for informational purposes only and should not be construed as financial advice. Past performance is not indicative of future results. Investment involves risk, including the possible loss of principal. We recommend consulting with a licensed financial advisor before making any investment decisions.
6. Limitation of Liability
To the fullest extent permitted by Canadian law, Kkjhkiurt Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services. Our total liability for any claim related to these Terms shall not exceed the amount you have paid to us for the specific service giving rise to the claim, or CAD $100, whichever is greater.
7. Indemnification
You agree to indemnify, defend, and hold harmless Kkjhkiurt Inc., its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your violation of these Terms, your use of our services, or your infringement of any third-party rights.
8. Governing Law
These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes become effective upon posting on the website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.
10. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the parties' original intent.
11. Contact Information
For questions about these Terms, please contact us at: Kkjhkiurt Inc., 200 Bay Street, Suite 3400, Toronto, ON M5J 2J1, Canada. Email: legal@kkjhkiurt.com. Phone: +1 (416) 555-0198.